Business Auto Insurance MA/CT/RI/NC/MD/IN/FL

Request Business Auto Insurance Quotes (MA, CT, RI, NC, IN, MD & FL) for 2023 at Lunova Insurance!

Did you know you can explore multiple company options & cheaper rates for your Business Automobile Insurance Quote at Lunova Insurance? Learn more with “a free online Lunova Business Auto Insurance Quote in MA CT RI NC IN MD or FL” online, by contacting an agent. Lunova Insurance agents specialize in helping local & national companies find “the best Commercial or Business Auto Insurance Quotes in MA CT RI NC IN MD and FL“, learn more about our quotes for business auto insurance online.

What is business use of a vehicle insurance? “Car insurance business use covers” businessowners (you) and your company employees when using a company car or a personal car for business purposes. If you use a vehicle for your business, whether to transport supplies, deliver goods, or provide service to customers, you should likely switch to having a commercial car insurance policy.

Looking to learn more about commercial auto insurance for your business? If you have a new or existing company/business vehicle, get started with a free quote today from Lunova agents (near you locally in MA) or digitally & online in CT RI NC IN MD & FL with Lunova Business Auto Insurance Quotes. Our Business insurance agents for commercial auto insurance can help you find reduced rates and lower prices today!

Call one of our business auto insurance agent at LunovaInsurance.com today at 1-508-258-7195 for a free insurance quote today and find lower company/business automobile insurance rates for 2022 & 2023.

Or go to our online insurance quote section to request a free quote today!

Business Owners Auto Insurance Quotes MA FL CT RI MD NC IN

Request a Lunova Tailored Small Business Owners Auto Insurance Quotes for your MA FL CT RI MD NC IN vehicle with our small business auto owners insurance at Lunova Insurance.

Business Owner's Name *

Email *

Phone Number *

Your Business Address *

Tell us where you live and garage your vehicles overnight.

Business Mailing Address (Only if it's different from your Business's Physical Address)

Business owners: Tell us where your business is registered & receives USPS mail.

Is this a New Business Venture?

• Yes
• No

When did you start your business? *

Business Auto Insurance Coverage Options *

• Any Auto
• Compulsory Bodily injury liability & property damage liability
• Collision coverage
• Comprehensive coverage
• Employer Non-Owned Auto
• Fire and Theft with Combined Additional Coverage (CAC)
• Hired Auto
• Medical Payments
• PIP (Personal Injury Protection)
• Permanently Attached Equipment (Plows, Accessories designed to work as part of the equipment or devices; load securing equipment & devices, custom paint or decals
• Uninsured or underinsured motorist coverage
• Rental Reimbursement
• Roadside Assistance
• Stated Amount
• Small Business Auto Insurance Package Enhancement

What type of insurance do you need? LunovaInsurance.com insurance agents offers quotes for Business and Commercial Insurance in FL MA CT RI IN MD & NC. Please tell us which company & small business insurance products you would like to check product availability & quote.

Business's Commercial Auto Insurance Coverage Primary State *

• Massachusetts
• Connecticut
• Florida
• Indiana
• Maryland
• North Carolina
• Rhode Island

Tell us state you would like to receive an insurance quote. (*NOTE that the "Lunova Insurance agency and it's independent insurance agents" offer some HOME, PROPERTY & HOME OWNERS insurance in the State of Florida")

What is the name of your business &/or "DBA"? *

Tell our agents your Business's Company Name or DBA. (DBA stands for “doing business as.” It's also referred to as your business's assumed, trade or fictitious name)

Number of EmployeesOneTwoThreeFour5 to 1011 to 2525 to 5050 to 100100 or more

Tell us how many employees your business has.

Any Business Claims or Incurred Losses? *

• Yes
• No
• I don't know

Has your business filed any insurance claims in the past 5 years? Loss runs will be requested prior to policy issuance as required by the insurance carrier. Email loss runs to newbusiness@lunovainsurance.com

Description of Business (Commercial Insurance & Businesses ONLY)

Tell us: 1. What type of work do you do? 2. the # of Employees #3. Does business uses Tools & EQUIPMENT to Operate? 4: Owns or Rents office/business/building location 5: Annual Payroll for Employees vs Owner 6. Do you use "contractors or sub contractors" (if you do, do you require them to carry workers comp)?

Tell us anything we may need to know about your current situation. *

If there are more than 1 driver, please include other driver's full name, date of birth, & driver's license numbers.

GET Small Business Owners Auto Insurance Quotes!

Lunova Business Auto and Truck Insurance for Business

Lunova Insurance Companies offer commercial auto & truck insurance We help small businesses find comprehensive coverage and more affordable coverage for their commercial truck or auto insurance policy.

Agents at Lunova are proud to offer high-quality policy and coverage options through “Progressive Commercial“, “Liberty Mutual Commercial” & “Arbella Insurance“.

Get a Lunova Commercial Insurance Quotes online to learn more about finding better coverage and rates for your business auto policy in Massachusetts, Connecticut, Maryland, North Carolina, and Indiana.

• Find out the answer to the question “is it cheaper to insure a car through a business?” Call 1-508-258-7195

• What is the difference between commercial and business auto insurance? Commercial auto insurance covers trucks & cars that are specialized vehicles “for specific jobs”. This includes your regular, every-day-driver vehicles for business auto insurance that covers automobiles used in “ordinary traffic” and are below the commercial vehicle weight requirements.

• Find lower cost options for your company truck or automobile policy today. by contacting Lunova Insurance today.

What is Business Auto Insurance?

Typically, commercial vehicle insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars,  trucks and vans. Commercial auto policies are required if your using your “vehicle for business use“.

A business automobile policy (BAP) provides coverage for a company’s use of cars, trucks, vans, and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes. Read about the Business Automobile Policy (BAP) Definition on Investopedia.

What is Business Commercial Trucking Insurance?

• Learn more about Commercial Trucking Insurance in Massachusetts with Lunova Insurance.
• Commercial Trucking Insurance in Connecticut is Available Through Progressive Insurance.

Commercial trucking insurance is designed by Lunova truck insurance agents “to meet the insurance needs of trucking companies and owner-operators in MA & CT”. This type of automobile insurance covers your truck “primary for liability” in the event of an accident causing property damage or bodily injury loss. Our Lunova Business Commercial Trucking Insurance also provides additional coverage for other types of damages. Feel free to speak with a licensed truck insurance agent by calling us today at 1-508-258-7195.

Read more about our partnership with “Progressive Insurance” the #1 provider for Business Commercial Trucking Insurance coverage on our page for “Business Commercial Trucking Insurance Company” policies, coverage options, prices, quotes, & rates. What kind of insurance do I need for my trucking business? What is commercial general liability insurance trucking? What is the best insurance commercial? What is commercial cargo coverage? Find out the answers to these questions and more when you call 1-508-258-7195.

Lunova Business Auto and Truck Insurance Companies

Find local commercial insurance agent rates, prices, coverage, and quotes with these Lunova business auto insurance companies:

• Progressive Commercial Insurance – Progressive Commercial auto insurance for small business owners lets you get protection and coverage from the #1 “Commercial Auto Insurance Company in America“. Did you know that Progressive insurance for commercial trucks is often cheaper when dealing with local truck insurance agents in MA?
• Liberty Mutual Commercial – Liberty Mutual Insurance offers excellent commercial auto policies & business owners policy insurance packages. Liberty’s commercial insurance products through “Lunova Insurance agents” can help provide your company with high-quality policies for most small business in MA. With preferred commercial/business insurance pricing for Commercial Auto, BOP, Inland Marine, & Worker’s Comp insurance policies in Massachusetts., Liberty Mutual offers business insurance for companies that’s second to none! Learn more about Liberty Mutual Commercial Insurance online.
• Arbella Commercial Insurance – The Arbella Insurance Company is based out Quincy, Massachusetts and has provided insurance coverage since 1988. Arbella Insurance provides high-quality coverage options and preferred pricing for home, auto, and business insurance policies in Massachusetts. Learn more about Arbella Insurance online.
• Stillwater Commercial Insurance – The Stillwater Insurance Company is based out Quincy, Massachusetts and has provided insurance coverage since 1988. Stillwater was founded in 2000 as the Fidelity National Property and Casualty Insurance Group, a branch of FNF, the country’s largest provider of commercial and residential title and mortgage services. Did you know that “The Stillwater Insurance Group is made up of three separate companies: Stillwater Insurance Company; Stillwater Insurance Services, Inc; and Stillwater Property and Casualty Insurance Company. We have offices in Jacksonville FL; Omaha NE; and Santa Barbara, CA.” Learn more about Stillwater Insurance online.

What is The Importance of Business Auto Insurance?

Learn why it’s important to have the right type of coverage if you’re using your vehicle for “company or business use“.

At Lunova Insurance, we understand “The Importance of Business Auto Insurance” and how it relates to your company’s vehicles, fleets, and coverage options.

 

If you are a small business owner, it is important to have business auto insurance to protect your company vehicles and your assets. Most insurers recommend a minimum of $500,000 per vehicle for business auto liability coverage.

Did you know that Business & Commercial auto insurance can help your company by providing primary coverage for your company’s legal responsibility, liability, and cost of protection. Other business auto policy coverage types typically include “comprehensive and collision” when you need full coverage on your business vehicle.

“Business Auto Comprehensive Coverage” will cover your company’s vehicle repairs caused by theft, fire, hail, vandalism, (or other types of severe weather.)
If your business does not own its own vehicles, you may want to purchase coverage for your employees’ cars. A standard personal auto policy covers some business uses, but this is not enough. You will need a specific policy for your business’ vehicles.

While most states require liability insurance for business vehicles, many also require uninsured/underinsured motorists and medical payments coverage. In addition, physical damage coverage is available for business vehicles.

Most insurers use the same form when it comes to business auto insurance, which is a good place to start. Most business owners simply focus on price and ignore the other factors that may affect the cost and the quality of coverage. Taking the time to review reviews and independent surveys of different companies will make the process easier and less stressful.

It is important to have separate business and personal insurance policies. A personal auto insurance policy will cover your own vehicle, but a business auto insurance policy will cover any vehicle owned by your company. If your company owns a fleet of vehicles, you should consider purchasing a business auto insurance policy. It will be essential for your business to protect itself in the event of a lawsuit.

There are several types of business auto insurance, including third-party liability insurance and specified perils coverage. In addition to liability coverage, you will also need to have hired and non-owned auto coverage. A business auto insurance policy will protect your company if an employee drives a company vehicle. A basic policy may only provide you with basic coverage. However, it may not be enough if you have employees driving company vehicles. This is why a business owner needs to purchase business auto insurance separately. This way, you can avoid a costly lawsuit from a car accident.

It is vital to have a business automobile policy for the safety of all employees. Even if they use a personal car to drive for the company, they may not have the proper liability coverage.

A business auto insurance policy can provide enough coverage for all of the drivers who use the company’s vehicles. It will also cover damage to the vehicles of your employees. A business auto insurance policy will be a necessary part of a business’s protection.

Business auto insurance provides several coverage options, depending on the needs of your business. It can cover “the cost of repairs and medical bills” for company vehicles and drivers. It can also protect the company from liability in the event of a lawsuit. For those who own vehicles, commercial auto insurance will cover them. Unless the vehicle is used by a driver, it will not be covered by a personal auto insurance policy.

This type of coverage is required by law.

Types of Businesses We Insure: Builders Carpenter Nail Salon Hair Salon Developers Heating and Air-Conditioning (HVAC) Electrician Air Conditioning Installation, Servicing, and Repair General Contractors with Sub Contractors Painters and Painting Companies Plumber and Plumbing Companies Siding Installation Plastering Drywaller Wallpaper Installer Mason Excavator Snow Plow Ironworker Concrete Specialist Landscapers Tile Setting Steelworker Glass and Glazing Floor Laying Special Trade Contractors graphic designer Doctor’s Office Lawyer’s Office Dentist Office Dog Walkers Accountant. Learn more with Lunova Business Owners Policy Coverage.

Lunova Providers Fleet & Truck Insurance

Did you know that can find Lunova Insurance companies to help you find lower premiums and better coverage if you have a trucking fleet and need insurance for your trucking business?

Our Lunova Insurance companies offer “comprehensive trucking fleet insurance plans & packages” for smaller fleets. Local MA truck insurance agents at Lunova have the ability to package many of your insurance coverages including general liability, inland marine, small business owners policy, & auto liability.

Below are the types of trucking risk our agency can typically provide insurance coverage for:

• General Freight
• Household Goods
• Metal: sheets, coils, rolls
• Motor Vehicles
• Drive/Tow away
• Logs, Poles, Beams, Lumber
• Building Materials
• Mobile Homes
• Machinery, Large Objects
• Fresh Produce
• SAFER Layout
• Liquids/Gases
• Intermodal Cont.
• Passengers
• Oilfield Equipment
• Livestock
• Grain, Feed, Hay
• Coal/Coke
• Meat
• Garbage/Refuse
• US Mail
• SAFER Layout
• Chemicals
• Commodities Dry Bulk
• Refrigerated Food
• Beverages
• Paper Products
• Utilities
• Agricultural/Farm Supplies
• Construction
• Water Well

Learn more about Lunova Commercial/Business Auto Insurance coverages by requesting an online quote on our services page.

Lunova’s Commercial Auto Insurance FAQ

Speak with a Lunova commercial agent for your commercial policy and get answers to your specific business auto insurance questions.

• What is covered under a commercial auto policy?
• Is it cheaper to insure a car through a business?
• What is the difference between commercial and regular auto insurance?
• What is the difference between commercial and business auto insurance?
• Who is an insured under a commercial auto policy?
• Can you get commercial insurance on a car?
• What is a business auto policy?
• Why is commercial auto insurance so high?
• Why is commercial auto insurance so high? Is commercial insurance expensive?
• Is commercial car insurance more expensive than personal car insurance?
• Is commercial car insurance more expensive than personal car insurance?
• What does it mean to be commercially insured?
• What is the difference between personal and commercial insurance?
• What is difference between commercial vehicle and private vehicle?
• What makes a car a commercial vehicle?
• What commercial auto means?
• How can you tell if a car is private or commercial?
• How do I change my private car to a commercial?
• How do I transfer my personal vehicle to a commercial?
• Can I use commercial vehicle for private use?
• What is the difference between private and business car insurance?
• What is black board in cars?
• What is non commercial car?
• What is the difference between a commercial vehicle and a non commercial vehicle?
• Is a Ford Ranger a commercial vehicle?
• Is a truck considered a commercial vehicle?
• Is an f450 a commercial vehicle?
• What size truck is considered commercial?
• Is a 26 foot box truck considered a commercial vehicle?
• What makes a truck a commercial vehicle?
• Are all pickup trucks considered commercial vehicles?
• Are F-350 considered a commercial vehicle?
• What vehicles are classed as commercial vehicles?
• What are the types of commercial vehicles?
• Is Jeep Gladiator a commercial vehicle?
• What is considered a commercial vehicle in Massachusetts?
• What is the difference between commercial plates and regular plates?
• Is an F-150 a commercial vehicle?
• Is a dump truck considered a commercial vehicle?
• Is a Chevy 3500 considered a commercial vehicle?
• Does Ford make commercial trucks?
• Is a flatbed truck a commercial vehicle?
• Is a bus considered a commercial vehicle?
• Is a tow truck considered a commercial vehicle?
• Is a Ford Transit considered a commercial vehicle?
• Is a Chevrolet Express considered a commercial vehicle?
• Is a Ram ProMaster considered a commercial vehicle?
• Is a Ford E-Series considered a commercial vehicle?
• Is a Ford Transit Connect considered a commercial vehicle?
• Is a GMC Savana considered a commercial vehicle?
• Is a Mercedes-Benz Sprinter considered a commercial vehicle?
• Is a Nissan NV200 considered a commercial vehicle?
• Is a Nissan NV considered a commercial vehicle?
• Is a Ram ProMaster City considered a commercial vehicle?
• Is a Mercedes-Benz Metris considered a commercial vehicle?
• Which insurance is best for truck?
• Why is trucking insurance so expensive?
• How do commercial trucks save money on insurance?
• Do truckers need general liability insurance?
• What is commercial general liability insurance trucking?
• What is trucker liability?
• What is non trucking liability?
• What is the primary difference between the truckers coverage form and the Motor Carrier Coverage form?
• Which source of liability would a trucker be liable for under a motor carrier coverage form?
• Who is considered a motor carrier?
• What are the types of semi truck insurance?
• How much insurance does a trucking company need?
• What type of insurance is needed for hotshot trucking?
• What kind of insurance do I need for trucking business?
• Are trucks more expensive to insure?